Finance
Flexible dental financing makes fine dentistry possible for everyone.
Just like everything these days, the highest-level dental treatment—that lasts—is expensive. Unfortunately, dental insurance was never meant to cover 100% of dental expenses. State-of-the-art technology. Precision materials. Highly trained porcelain technicians. Dentists log hours of training every year. These quality elements top the list for patients who value their health, and patients who seek the kind of care offered at Washington Center for Dentistry. They know the difference.
We take seriously the concerns many patients have when they ask, “How much will it cost?” “How am I going to pay for it?” Fortunately, we are happy to report that Washington Center for Dentistry is partnering with more affordable payment options than ever before.
Review the following options, and we’re sure you can find a plan that works for you to help get the treatment you deserve. Our team members are available to help in any way.
Other options:
- Discover, American Express, MasterCard, or Visa time payments.
- “Cruise Plan.” Patients pre-pay every two weeks until they build up a balance to get started.
- Home equity loans.
- Loans from 401K/Pension plans.
- Loans from life insurance/annuity policies.
- Medical Savings account through an employer’s cafeteria plan.
- Gifts or Loans from friends or family members.
CareCreditⓇ
We are happy to report that Washington Center for Dentistry is partnering with CareCredit to make dental procedures more affordable for our patients. Review the following options, and we’re sure you can find a plan that works for you to help get the treatment you deserve. Our team members are available to help in any way.
Here are a few CareCredit benefits:
- Enjoy low minimum monthly payments.
- Pay no annual fees and no prepayment penalties.
- Use for additional treatment without the need to reapply.*
- 3, 6, 12-month “No-Interest Payment Plans”
- (Please note, you must pay at least the minimum monthly payment each month when due, and pay the balance in full by the end of the promotional period or higher interest will be applied.)
- 24, 36, 48-month “Extended Payment Plans”
- Convenient, fixed monthly payments.
- Low annual percentage rate.
- Ask us for an application or print it out, and fax it directly to the office.
- Complete the application form.
- Bring the form into the office for processing.
- Online Application: Go to www.carecredit.com
- Fill out the patient application.
- Receive an immediate decision!!
- Call the office to schedule your exciting new treatment!
- Automated Phone Application: Call 800-365-8295.
- Follow the prompts.
- Receive an immediate decision.
- Call the office to schedule your exciting new treatment.
- Subject to credit approval and credit availability.
Insurance
Many of our patients have questions about how dental insurance works since it is actually pretty different from medical insurance. Although advances in medical and dental technologies have raised the standard of care in dentistry and overall health and are considered medically necessary, dental insurance coverage—even to rescue the worst dental disaster patient—barely touches the bare minimum of what is needed to restore patients to a healthy life. Sadly, the objective of insurance companies is to provide the cheapest care possible. This does not come close to the Washington Center for Dentistry’s philosophy of care.
How dental insurance works is that it usually pays a maximum yearly benefit of $1,000-2,000 for your care. Medical Insurance rarely covers anything related to the mouth. In the highly unlikely event that your company administers its own plan (self-insured employers), your company administrator might allow implant care; your company would know the specifics. The best way to take full advantage of your dental coverage is to understand its features. Our best advice is to read your benefits information and contact your company for specific information on how your dental insurance works.
Washington Center for Dentistry’s treatment is tax deductible for most patients. Even if you finance your care, you can deduct the full amount in the year that you start treatment. Contact your tax adviser for help.